Attention homeowners: Real estate appraisal services for in Vassar and Tuscola County

Check out the top seven reasons MI homeowners need Coleman Appraisal Service:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a MI divorce, when real estate needs to be divided
  7. Settle an estate in MI by determining the true market value of property in question

Own a house in or near Vassar, MI and need help determining the value of it?
Contact Coleman Appraisal Service.

At Coleman Appraisal Service, we understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. Being a homeowner that probably doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Coleman Appraisal Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping customers just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Coleman Appraisal Service is your #1 weapon.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Coleman Appraisal Service can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Coleman Appraisal Service can help with that too. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.